Legal

Terms of service

Using any VenusPay service means you have read, understood and agreed to these terms. If you do not agree, please stop using our services.

Last updated: 1 June 2026

Article 1

Scope of services

VenusPay Limited provides credit card, e-wallet and FPS acquiring to merchants with a valid Hong Kong Business Registration, together with terminals, a merchant portal, APIs and technical support.

Article 2

Merchant obligations

Merchants must provide true and accurate registration data; comply with the law, card-scheme rules (Visa/Mastercard/UnionPay/Amex/JCP), HKMA guidance and anti-money-laundering ordinances; and must not operate in prohibited industries.

Article 3

Fees and settlement

Fees are as set out in the Merchant Services Agreement. Rate changes require 30 days’ notice by email. Merchants may terminate in writing during the notice period.

Article 4

Data security

VenusPay complies with PCI-DSS Level 1. Merchants must safeguard terminals, portal passwords and API keys, and are responsible for unauthorised use.

Article 5

Refunds and disputes

Merchants handle refunds and disputes themselves. Chargebacks are deducted from the next settlement and may incur an administration fee. High-risk merchants may be required to hold a reserve.

Article 6

Termination

Either party may terminate with 30 days’ written notice. Immediate suspension or termination applies where: (a) information is false; (b) there is fraud or money laundering; (c) card-scheme rules are breached; (d) there are no transactions for six consecutive months.

Article 7

Limitation of liability

VenusPay’s liability is capped at actual service fees in the past 12 months. VenusPay is not liable for third-party system failures.

Article 8

Intellectual property

VenusPay trademarks, software, APIs, the merchant portal and documentation belong to the company. Copying, reverse engineering or sublicensing is not permitted.

Article 9

Governing law

These terms are governed by Hong Kong law. Disputes are submitted to HKIAC arbitration in Hong Kong, in Chinese or English.

Questions about these terms: write to legal@venuspay.com.hk